Cost Comparison Worksheet: Assisted Living vs. Staying at Home

Is your parent having some trouble living independently at home? Are you starting to consider assisted living as an option?

If so, you’re probably like most adult children in Ohio who are in the same boat—you want to find the right care for your parent, but you want to know much each option is going to cost before you make any final decisions.

Complete this cost comparison worksheet to discover the cost of living at home compared to an assisted living community in Ohio.

Step 1: Common Costs of Living at Home Compared to Assisted Living Services

Fill out the worksheet below to determine how much your parent is spending each month while living at home.

At-Home Expense (Monthly)Assisted Living Community
Rent/Mortgage PaymentsIncluded
Property TaxesIncluded
Home InsuranceIncluded
Telephone and CableIncluded
Home MaintenanceIncluded
Outdoor Upkeep (yardwork, snow removal, etc.)Included
Housekeeping ServicesIncluded
Transportation (gas, insurance, parking fees, etc.)Included
Security SystemIncluded
Emergency Alert SystemIncluded
Total Monthly Expense$$                       *

*fill this box in after discussing the average monthly fees with an admissions counselor from the assisted living community you’re considering.

One thing to note before you go on to Step 2: the included services and amenities may vary by community, but the items listed above are commonly offered at assisted living communities as a part of the monthly fee.

When you’re choosing an assisted living community, don’t be afraid to ask what services and amenities are included in the cost, and which are extra.


Also for You:

Choosing an Assisted Living Community: Why Continuum of Care Matters


Step 2: Factoring in In-Home Care Costs

If your parent is experiencing some health changes that are making it harder for them to live on their own, it’s likely you’ll need to hire outside care.

For example, they may need help getting dressed in the morning or bathing. Your parent may need someone to help with the housework or drive them to where they need to go. You may not be able to provide those things yourself—and that’s okay.

At-home care services come at different costs, depending on what assistance your parent needs and how often they need it.

In addition to the costs you filled in above, you’ll need to take into account the cost of at-home care services. Here are some examples of the average costs of different types of in-home care, using Columbus, Ohio’s 2018 averages:

Homemaker ServicesHome Health AideAdult Day Health Care

Again, these costs will vary depending on how many hours the aide is at your parents home, what type of services they’re providing and so on. This is just to give you a baseline to go off of as you continue your research.

Side note: you can, of course, become your parent’s caregiver, if you have the time and ability. Next Step in Care has some great resources for family caregivers if this is the route you choose to go.

What Does Assisted Living Cost in Ohio?

We’ve gone over how much living at home will cost your parent, as well as how much in-home care can cost.

So, how much does assisted living cost?

Well, that depends on the community and what services your parent requires. However, as with in-home care, we can give you an average. Genworth Financial estimates that the 2018 average monthly cost of a Columbus, Ohio assisted living community is $3,914.

The Cost of a Columbus, Ohio MacIntosh Assisted Living Community

To learn how much a MacIntosh assisted living care community might cost for your parent, you can call or contact us and we’d be happy to answer your questions.

We know the world of assisted living can be confusing. We’re here to help by providing you with clear answers from our senior living experts. Toward that end, we’ve also created a guide to assisted living to help you on your way to finding the best place for your parent.